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The Dreaded B Word!

After 16 years as a Personal Finance Coach, I still find it interesting to see people’s reaction to the word BUDGET. It feels so restrictive and, actually, almost like punishment I’m told. Clients hang their heads in shame or embarrassment, in childlike fashion. Yet, when I use the term Spending Plan, the reaction is much gentler though it means the same thing. Interesting, isn’t it?

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